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Winter Park FL Pediatric Dentist Payment & Dental Insurance

Dr. Miller offers a range of payment options and will file your dental insurance claim during your visit. Our office accepts:

  • Cash, personal check
  • Major credit cards
  • HSA/FSA dollar

Dental Insurance

Dr. Miller will accept and file certain dental insurances* at the time of your visit. Our office can work with you to provide estimates of your portion of the treatment cost.

  • Careington
  • United Healthcare
  • Guardian
  • Mutual of Omaha

(*Some of our insurances have relationships with other carriers. Please call and see if we accept your plan. Our practice will also work with your insurance provider if they accept out-of-network doctors.)



In House Dental Plan

Dr. Miller offers an In House Dental Plan helping to make dental care more affordable. Our plan is designed to help you fit your family’s oral wellness into your monthly budget.  Learn More Here

Dental Insurance FAQs

We are always happy to answer your questions regarding insurance and payment. Please contact us directly or ask during your visit. Our office works with you to estimate your portion of any uncovered treatment cost.

Do you accept all dental insurance?

Dr. Miller accepts certain dental insurance plans, but not every one. To find out if we can accept and file your specific plan please contact us before your visit.

How long does insurance reimbursement take?

We cannot guarantee the time needed for your insurance company to send a reimbursement but on average, you can expect 10- 21 days turnaround time.

What does dental insurance typically cover?

It is important to note first that every plan is different and your specific dental insurance benefits administrator can confirm coverage for treatments.

Typically patients can expect partial or complete coverage for routine dental exams performed twice a year, dental x-rays (there may be limitations on these), dental fillings and sealants. Other treatments may be covered in part depending on the specific plan.

Are orthodontics covered by dental insurance?

Some dental insurance plans may cover orthodontic treatments in part, often limited to metal braces. If your child needs orthodontic treatment we will work with you to determine your coverage if it is available.

What does Out-of-Network mean?

We still accept your insurance, and you can still have your child seen here as a patient! Insurance companies establish specific networks with dentists that have contracted fees per service. However, when you enroll in a PPO insurance policy this allows you to pick and choose the provider you wish to see regardless of their network status with that insurance company.

Being “in network” limits the risks of any out of pocket costs, but “out-of-network” carries some potential for additional copays. Insurance will pay a percentage of their “allowable amount” per service and the patient is responsible for the difference between that number and our office standard fee.

Every policy is different! Some Out-of-Network insurance companies pay very well which leaves the patient little to no copays, whereas other plans may require a larger copay to be paid at the time of service. To avoid any surprises, we ask that you reach our office 2-3 weeks prior to your appointment so we are able submit a pre-treatment estimate.